• Borrow from $5,000 to $150,000 

• Interest rate of prime to prime +2% 

• Up to a 60-month repayment term 

• Interest-only payments for the first 6 months 

• No penalties or fees apply if you repay your loan early

• At maximum loan amounts, other collateral security may be required

• If the application is approved there is a Loan Administration Fee of 1%

• Other terms and conditions may apply and may be updated from time to time.

Applicants basically eligible for CANtrade™:

• For-profit company (and not a subsidiary of a foreign entity)

• Existing and viable business, located in and operating in Northumberland

• Normally can provide operational/financial statements for the past three years

• Otherwise, in all respects, eligible for the Community Futures Program

• Applicants should be able to demonstrate how investment will unlock business opportunities, given the current trade environment.

Applicants will normally be pursuing some of the following activities (as examples):

• Responding to increased inter-provincial trade/domestic customer demand

• Re-shoring and localizing of critical supply chains

• Undergoing competitiveness enhancements

• Increasing production capacity

• Hiring talent and investing in technology

• Looking at opportunity costs of new export market development

• Strengthening trade security/reducing product or supply chain exposure/pivoting to new sectors

• Carrying out Applied R&D with near-term product/service/process innovation commercialization potential

• Incremental business development/marketing activities

• Investing in localization costs (e.g. certification, legal, labelling, testing, adapting content/products/services to specific languages and cultures, etc.)

• Carrying out any other activities designed to diversify revenue streams.

• Supply chain diversification

• New market expansion within Canada and/or abroad

• Increasing production capacity to meet new national/global demand

• Working capital stabilization

• Operational efficiencies and savings to absorb tariff impacts

• Professional services (consulting) to assist in any of the above.

Consult the Community Futures Program application (CFP) guide, and then apply for Nventure’s standard CFP loan.

On our Reviewr application portal, click on Community Futures Program option after completing your company profile, then when prompted, indicate your interest in CANtrade™.

You will then be required to provide a brief strategic rationale on how your company and project are a fit for CANtrade™.

The questions you will be asked are as follows:

1. How is your company affected by the current trade environment?

2. What are your plans for business stabilization and growth moving forward?

For further information, please do not hesitate to email us.

For technical support for your application, please use the support portal on the Reviewr platform.

Funding decisions are made by Nventure in its sole, unfettered discretion.

No amount of funding is guaranteed.

Program availability is based on availability of funding.

Applications will be assessed competitively and applicants will be subject to reasonable industry-standard due diligence.

Information is collected in accordance with our Privacy Policy and Terms of Use.

Each party is responsible for their own legal costs.

Nventure may request substantiation of any claim, statement or information provided by CFP/CANtrade™ applicants and participants.

Recipients of CFP/CANtrade™ funding shall obtain and maintain General Liability and Property Damage insurance for the duration of the loan agreement (the term), and will provide certificate(s) of insurance upon the request of Nventure.

Further conditions may apply and may be updated from time to time.

Does my company have to show that we were negatively affected by tariffs in order to qualify for this loan?

No. There is no means test for CANtrade™. This is not an emergency or relief program. Instead, CANtrade™ aims to help you reduce business opportunity costs and confidently invest in future growth at a time of trade uncertainty and global economic change.

What if my business isn’t a fit for CANtrade™, are there other options for support?

Absolutely. Northumberland-based businesses and non-profit organizations can apply for the Community Futures Program at any time.